File an insurance claim
Aviation Insurance—for Aviators by Aviators


For Aircraft You Don't Own

Rocky Aviation - aviation sales and insurance


Protect yourself from legal obligations that may arise out of operating an aircraft you do not own. Get coverage for extra expenses like search and rescue, emergency flight conditions, legal expenses, and more.

Even if your FBO or flight school has insurance you need to protect yourself. You could be legally liable for bodily injury and property damage caused by your use of a non-owned aircraft. You FBO's insurance may not protect you from a lawsuit if you injure someone or damage property. If you are the responsible party for damage (because of a hard landing or worse), the FBO and their insurance company may have the right to come after you to recoup the money they had to pay out to fix or replace it. Even a minor incident in a rented or borrowed plane can cost you plenty.

Coverage can include:

  • No deductible, ever.
  • Liability coverage for bodily injury and damage to property.
  • Optional Aircraft Damage Liability (ADL) for coverage of damage to the non-owned aircraft.
  • No policy cap on legal defense fees for covered claims, even if you are sued for more than your liability limit.
  • No blanket FAR exclusions.
  • Up to $5,000 for necessary medical expenses.

Any time you operate an aircraft you do not own, you're exposing yourself to liability in the event you cause harm to someone, damage property, or the aircraft.

This exposure can arise when:

  • fly a borrowed aircraft, even if you are a named, approved pilot or meet the open or other pilot clause of the owner’s insurance policy
  • rent an aircraft
  • take a flying lesson in another aircraft
  • get recurrent flight training or obtain a biennial flight review (BFR) in a non-owned aircraft go for a rating or endorsement (seaplane, multi-engine, complex or high-performance, tailwheel, rotary wing, or glider) in another aircraft



Rocky Aviation
524 Renner Field Road
Goodland, KS 67735

PHONE: +1-800-667-6045



Rocky Aviation - Sales and Insurance


After I listed my experimental aircraft on Barnstormer’s, I was quickly over-run by tire kickers and curiosity seekers. After a few days, I was so frustrated that I cancelled the listing. I was fortunate to find Rocky Aviation, who worked diligently to sell the plane for me. They quickly found a buyer for the plane and handled all of the details such as the contract, escrow, final transactions and delivery. I was so pleased with the ease of the transaction that I asked them to find the “right” Cessna 182 for me. Again – they worked almost non-stop and creatively to find the plane that I was looking for. I highly recommend the services provided by Dustin, Stephanie, and Rion. They are good, honest people who do what they say will do."
~ Ben Brandvik   

Over the last 10 years, I have depended on Rocky Aviation’s founder – Dustin - for the acquisition or sale of aircraft on at least 8 transactions. He is always the critical difference in finding reliable aircraft. I have found his aviation knowledge to be vast. His integrity and ethics are beyond reproach. In many cases Dustin has also provided transition training and risk advice. I would enthusiastically recommend Dustin to anyone looking to make the best aviation decision."
~ John E. Goodbrake Sr   

Recently, Rocky Aviation assisted with the sale of my aircraft. It was a pleasurable experience from negotiations to closing. Through their marketing and networking efforts, they helped me net about 10% more than I thought was possible. Additionally, much valuable aviation business advice was gained along the way. It would be my pleasure to recommend Rion and Rocky Aviation to family, friends or associates to assist with a future aircraft transaction.
~Brandon Gullett


Join our mailing list


Copyright © 2024 Rocky Aviation